Sustainable conformity with Basel III requirements
Basel III compliance does not end with initial implementation.
Continuous adherence to Basel III requirements goes far beyond initial implementation. Regulatory changes — including the transition to CRR III with the tightened output floor (72.5%), the new Standardised Measurement Approach (SMA) for operational risk, and revised FRTB market risk rules — require permanent adaptation. Our Ongoing Compliance framework rests on three pillars: first, a Regulatory Change Management Office that systematically captures and assesses updates from EBA, national supervisors, and BCBS; second, automated compliance monitoring with early-warning systems for key metrics such as LCR, NSFR, and capital adequacy ratios; third, regular gap analyses and internal audits that identify deviations before they become supervisory issues. This reduces regulatory adjustment effort by up to 60% and ensures your institution passes every examination.
Our Basel III Ongoing Compliance service offers a comprehensive solution for the continuous adherence to regulatory requirements. We support you in establishing sustainable compliance structures, implementing effective controls, and proactively adapting to regulatory developments.
2 service modules
We establish solid governance structures and automated monitoring systems that ensure continuous compliance, identify risks at an early stage, and signal the need for action.
We implement proactive processes for identifying, assessing, and implementing regulatory changes that protect your institution from regulatory surprises and minimize adaptation effort.
5 phases
We follow a structured and proven approach to implementing sustainable Basel III Ongoing Compliance structures that ensure long-term regulatory conformity.
Your contact
Melanie Düring
Head of Risk Management
Sustainable adherence to Basel III requirements is not a one-time project, but a continuous process that must be integrated into the DNA of the financial institution. Our Ongoing Compliance approach creates the structures, processes, and cultural prerequisites for this integration and enables our clients not only to meet regulatory requirements, but to use them as a strategic advantage. The combination of automated monitoring, proactive change management, and an integrated control system not only reduces compliance risks, but also significantly optimizes resource utilization.
For effective Basel III Ongoing Compliance, the integration of regulatory requirements into daily business processes is essential. Establish a "Regulatory Change Management Office" that proactively tracks regulatory developments and assesses their impact. This approach reduces the response effort for regulatory changes by up to 60% and significantly minimizes compliance risks.
7 QUESTIONS, BRIEFLY ANSWERED
Basel III ongoing compliance refers to the continuous adherence to all Basel III requirements after initial implementation. This includes ongoing compliance monitoring, regular gap analyses, adaptation to regulatory changes (e.g., CRR III), and preparation for supervisory reviews by national and European authorities.
CRR III introduces key changes: the 72.5% output floor, the new Standardised Measurement Approach (SMA) for operational risk, revised market risk rules under FRTB, and tightened CVA requirements. These changes must be integrated into existing compliance processes, risk models, and reporting procedures.
A Regulatory Change Management Office systematically captures all updates from EBA, national supervisors, BCBS, and other authorities. It assesses their impact on existing processes, prioritises adaptation measures, and coordinates implementation, typically reducing adjustment effort by up to 60%.
Key metrics include capital adequacy ratios (CET1, Tier 1, Total Capital), Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR), Leverage Ratio, and output floor compliance. Automated early-warning systems flag deviations before supervisory thresholds are breached.
Violations can trigger supervisory actions: capital add-ons, dividend restrictions, limitations on business activities, or fines. Systematic non-compliance may lead to intensified reviews by supervisory authorities and reputational damage in capital markets.
We recommend quarterly gap analyses as a minimum, supplemented by event-driven analyses when regulatory changes occur. Before supervisory examinations, a comprehensive compliance review covering all pillars (capital, liquidity, leverage, reporting) should be performed.
ADVISORI establishes sustainable compliance structures: from setting up a Regulatory Change Management Office and automated monitoring to regular internal audits. We support your institution through CRR III transitions, supervisory examinations, and continuous optimisation of your compliance processes.
Our clients trust our expertise in digital transformation, compliance, and risk management
Schedule a strategic consultation with our experts now
Book Strategy Session30 Minutes • Non-binding • Immediately available
Direct hotline for decision-makers
Strategic inquiries via email
For complex inquiries or if you want to provide specific information in advance