As a leading FIDA consulting firm, we support financial service providers in the strategic implementation of the Financial Data Access Regulation. From initial assessment to full implementation, we offer end-to-end consulting for sustainable FIDA compliance.
Our clients trust our expertise in digital transformation, compliance, and risk management
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FIDA consulting requires not only regulatory know-how, but also strategic understanding of business models, technology integration, and change management. Our consulting connects all dimensions for sustainable success.
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We work with you to develop a tailored FIDA strategy that connects regulatory excellence with strategic business objectives.
Comprehensive analysis of your current regulatory position and FIDA readiness
Development of strategic FIDA compliance roadmaps and implementation plans
Support throughout operational implementation with ongoing consulting
Establishment of sustainable FIDA compliance structures and governance frameworks
Continuous optimization and strategic further development
"For us, FIDA consulting means more than regulatory compliance. We see FIDA as a strategic opportunity for financial service providers to strengthen their market position and develop effective services. Our consulting combines deep regulatory expertise with strategic business understanding for sustainable success."

Head of Risk Management
We offer you tailored solutions for your digital transformation
Comprehensive assessment of your current FIDA readiness and development of strategic compliance roadmaps.
Development of tailored FIDA compliance strategies and establishment of effective governance structures.
Comprehensive consulting and support throughout the entire FIDA implementation from planning to go-live.
Optimization of FIDA processes and development of operational excellence for sustainable compliance.
Development of internal FIDA expertise through tailored training and capability development programs.
Long-term consulting partnership for continuous FIDA excellence and proactive regulatory adaptation.
Choose the area that fits your requirements
The technical implementation of FIDA requires solid API architectures and the highest security standards. We develop secure, flexible, and FIDA-compliant API solutions that optimally combine data protection, performance, and regulatory requirements.
Ensure complete FIDA compliance through professional audit and reporting services. We support you in implementing monitoring systems, preparing for regulatory examinations, and maintaining continuous compliance documentation.
The EU Financial Data Access regulation (FIDA) requires banks, insurers and financial institutions with 250+ employees to share customer data with licensed third parties via standardised APIs. A structured compliance programme is essential to meet FDSS membership, consent management and real-time data provision requirements on time.
The FIDA regulation requires data holders to provide every customer with a permission dashboard – an online interface for monitoring and managing all granted data sharing permissions. We develop consent management systems that combine granular permissions, real-time overviews and simple revocation functions meeting both FIDA and GDPR requirements.
As a specialized FIDA consulting partner, we support financial institutions with the technical implementation of the Financial Data Access regulation. From API architecture and consent management to scheme integration, we offer proven consulting services for sustainable FIDA compliance.
The EU's FIDA regulation (Financial Data Access) requires banks, insurers and investment firms to share customer data via standardised APIs with licensed third parties. Adoption is expected mid-2026, with an implementation deadline by end of 2027.
A comprehensive FIDA gap analysis is the foundation for successful compliance. We systematically assess your current position, identify critical implementation gaps and develop a tailored roadmap for FIDA-compliant transformation.
Successful implementation of the Financial Data Access Regulation requires precise technical execution and strategic implementation planning. We accompany you from system architecture through to go-live with proven implementation methodologies.
Successful implementation of the Financial Data Access Regulation requires strategic planning, technical excellence and regulatory expertise. We guide you through the entire implementation process — from the initial strategy to a successful go-live and beyond.
Specialized incident response strategies for FIDA compliance incidents. We support you in the rapid and effective handling of data breaches, API outages, and regulatory compliance incidents in the FIDA context.
A structured assessment of your FIDA readiness provides the foundation for successful compliance and strategic market positioning. We evaluate your current position across six dimensions, identify concrete action areas and develop a prioritized implementation roadmap with quick wins.
Navigate the complexities of FIDA regulation implementation with expert guidance. We provide comprehensive compliance frameworks, technical implementation strategies, and ongoing regulatory monitoring to ensure your organization meets all financial data access requirements.
The Financial Data Access Regulation (FIDA) defines new regulatory standards for data access in the financial sector. We support you in achieving full compliance implementation and strategic positioning within the new regulatory landscape.
The EU Financial Data Access Regulation (FIDA Regulation) defines precise regulatory requirements for financial service providers. We support you in achieving full compliance and strategically integrating FIDA provisions into your business processes.
Professional sandbox environments and comprehensive testing services for FIDA implementations. From API validation to compliance testing — we ensure that your FIDA solution is production-ready and regulatory compliant.
The Financial Data Access regulation requires robust frameworks for third-party risk management and vendor selection. We develop strategies for secure and FIDA-compliant data sharing partnerships — from FISP licensing verification through vendor due diligence to ongoing risk monitoring.
The Financial Data Access Regulation requires comprehensive employee qualification and organizational awareness. We develop tailored training programs that optimally prepare your teams for FIDA requirements and ensure sustainable compliance success.
The Financial Data Access Regulation (FIDA) is an EU regulation that governs standardized access to financial data. It requires banks, insurers, asset managers and other financial services providers to share customer data through open APIs — with customer consent. FIDA extends the existing Open Banking framework (PSD2) to the entire financial sector: loans, deposits, investments, pensions and insurance are all in scope. The regulation was negotiated in EU trilogue and is expected to enter into force in 2026/2027. Affected institutions need to address data architecture, consent management and API security early.
Final adoption of the FIDA regulation is expected in the first half of 2026. After entry into force, affected institutions will have approximately
18 to
24 months for the first implementation phase. Full compliance will be required in stages over a period of up to four years. For financial services providers, this means that gap analysis and strategic planning should begin now to minimize time pressure during the implementation phase.
Our FIDA consulting covers the entire compliance lifecycle. We begin with a readiness assessment that evaluates your current data architecture, processes and governance structures. Based on this, we develop a tailored FIDA roadmap with concrete measures. Implementation support covers API strategy, consent management solutions, data governance frameworks and team training. After implementation, we provide ongoing monitoring and regulatory update support.
PSD 2 is limited to payment accounts and enables third-party access to account data and payment initiation. FIDA goes significantly further and covers nearly the entire balance sheet of a customer household: loans, savings deposits, securities portfolios, insurance contracts and pension products. FIDA also introduces the Financial Data Sharing Scheme (FDSS), which establishes standardized conditions for data exchange — including compensation models for data holders and clear rules for consent management.
Institutions that delay FIDA implementation face several consequences: regulatory sanctions for missed deadlines, competitive disadvantages against early adopters, technical debt from rushed implementation under time pressure, and missed business opportunities in the emerging Open Finance ecosystem. Data holders that fail to provide their APIs on time also lose the ability to negotiate appropriate compensation for data access through the FDSS.
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