Comprehensive Preparation for MaRisk Requirements

MaRisk Readiness: Structured Compliance Preparation for Banks

Are you ready for your next MaRisk audit?

  • 01Early identification of compliance gaps
  • 02Strategic planning for MaRisk implementation
  • 03Efficiency gains through process-oriented implementation
  • 04Minimization of regulatory risks and audit security
View services
11+Years of experience
120+Employees
540+Projects
ISO 27001certified

MaRisk Readiness: From Current State to Regulatory Confidence

MaRisk Readiness is far more than a checklist — it is a strategic assessment of your entire risk management organization. Our readiness approach analyzes all material MaRisk requirement areas: governance and strategy (AT 4), risk management and monitoring, internal control systems, outsourcing management (AT 9), IT and resource requirements (AT 7), and contingency planning (AT 7.3). The result: a clear picture of your compliance status, prioritized recommendations, and an actionable readiness plan.

Our MaRisk Readiness Services encompass comprehensive analysis of your current situation, identification of compliance gaps, and development of a customized implementation strategy. We accompany you from the initial assessment to complete MaRisk conformity.

3 service modules

Service scope

01

MaRisk Gap Analysis

We analyze your existing processes and identify compliance gaps with respect to MaRisk requirements.

  • Detailed analysis of your processes and structures
  • Identification of compliance gaps and action needs
  • Assessment of identified gaps by risk and urgency
  • Development of an action plan to close the gaps
02

Organizational Structures and Control Processes

We assess your organizational structures and control processes with respect to MaRisk conformity.

  • Analysis of your organizational and process structure
  • Assessment of control and management processes
  • Recommendations for optimizing the organizational structure
  • Development of an implementation plan for MaRisk-compliant structures
03

Resource Concept for Specialist and IT Capacities

We develop a customized resource concept for implementing MaRisk requirements.

  • Analysis of resource requirements for MaRisk implementation
  • Development of a capacity plan for specialist and IT resources
  • Identification of qualification needs and training measures
  • Support with resource planning and allocation

5 phases

Our Approach

We develop a customized MaRisk Readiness strategy together with you that is tailored to your specific requirements.

  1. Analysis of your existing processes and structures

  2. Identification of compliance gaps and action needs

  3. Development of a customized implementation strategy

  4. Prioritization of measures by risk and effort

  5. Support during implementation and continuous optimization

Your contact

Melanie Düring

Head of Risk Management

+49 69 913 113-01 info@advisori.de
We prepare our clients early and specifically for MaRisk requirements – with a structured analysis and clear recommendations for action. This allows processes to be efficiently adapted, risks minimized, and the organization optimally aligned for current and future regulatory challenges.
ADVISORI expert opinion

Our Strengths

  • 01Many years of experience with MaRisk implementations in financial institutions
  • 02Combination of regulatory know-how and practical implementation competence
  • 03Pragmatic approach to integrating MaRisk into existing processes
  • 04Experienced team with background in banks, supervision, and consulting

Expert Tip

Early preparation for MaRisk requirements not only reduces compliance risks but also creates the foundation for efficient processes and improved risk management throughout the company.

Further reading

3 QUESTIONS, BRIEFLY ANSWERED

Frequently asked questions about MaRisk Readiness

How can MaRisk Readiness be positioned as an investment in the digital transformation and innovation capability of our institution?

MaRisk Readiness is not only a regulatory necessity but a strategic catalyst for the digital transformation and innovation capability of your institution. By establishing resilient and transparent governance structures, ADVISORI creates the prerequisites for a secure and efficient digital evolution of your company.

💡 MaRisk as an Enabler of Digital Transformation:

• Architectural foundation: MaRisk-compliant governance structures form the stable foundation on which effective digital solutions can be safely built without generating regulatory risks.
• Data-driven innovation: The data quality and governance required by MaRisk creates the prerequisites for advanced data analytics, AI applications, and digital business models.
• Agile compliance: Our modern MaRisk implementations are designed to support agile development methods and DevOps practices rather than hinder them.
• Cloud readiness: We develop MaRisk-compliant concepts for cloud transformations that both meet regulatory requirements and utilize the scalability and flexibility of modern cloud architectures.

🚀 ADVISORI's Implementation Approach:

• Future-oriented architecture: Our MaRisk frameworks are modularly structured and API-based to facilitate the integration of new technologies and business models.
• Automation potentials: Identification of processes that can be made both more efficient and more compliant through digitalization and automation.
• Regulatory sandboxes: Conception of protected innovation spaces where new business models can be tested while complying with regulatory requirements.
• Digital control mechanisms: Implementation of automated controls that meet regulatory requirements while providing valuable data for business optimizations.

How can our institution use the governance structure created through MaRisk Readiness as a competitive advantage in customer acquisition and market positioning?

A systematically established MaRisk Readiness transforms compliance from a pure cost center to a strategic differentiator in your market positioning. ADVISORI supports you in strategically using your governance excellence as a competitive advantage in customer acquisition and brand positioning. MaRisk Excellence as a Marketing Instrument: Trust premium in volatile markets: In times of growing uncertainty and increasing cyber risks, demonstrable governance excellence becomes a decisive differentiator that strengthens customer trust and justifies price premiums. Transparent risk communication: The ability to manage risks in a structured manner and communicate transparently is increasingly used by institutional customers and business partners as a selection criterion. Compliance credentials in tenders: In complex tenders and mandate awards, solid governance structures are increasingly becoming formal or informal selection criteria, especially in institutional business. Resilience branding: Strategic communication of your governance excellence establishes your brand as a trustworthy, resilient partner in an increasingly regulated and risk-laden business world.

How can our organization use MaRisk Readiness to be better positioned for other regulatory requirements such as ESG, sustainability, and data protection?

A solid MaRisk Readiness creates not only compliance with the Minimum Requirements for Risk Management but establishes a flexible governance foundation that serves as a catalyst for meeting further regulatory requirements. ADVISORI's integrated compliance approach maximizes synergies and minimizes the total effort for regulatory compliance.

🔄 Collaboration Potentials Through MaRisk Readiness:

• Overarching governance principles: The governance structures and control mechanisms required by MaRisk form a solid foundation that can be adapted for ESG, sustainability, and data protection requirements.
• Data management as a common denominator: MaRisk-compliant data architectures and processes create the foundation for capturing, processing, and reporting ESG and sustainability data as well as GDPR-compliant data management.
• Integrated risk consideration: The risk identification and assessment processes established through MaRisk can be extended to ESG risks, sustainability risks, and data protection risks.
• Procedural connection points: MaRisk-compliant processes offer numerous interfaces where ESG, sustainability, and data protection controls can be efficiently integrated.

🛠 ️ ADVISORI's Integrated Compliance Framework:

• Regulatory universe mapping: We create a comprehensive mapping of all relevant regulatory requirements and identify overlaps and synergies for efficient addressing.
• Common control framework: Development of an overarching control framework that addresses compliance requirements from various regulations through consolidated controls.
• Integrated governance structure: Design of a governance structure that orchestrates various compliance functions (MaRisk, ESG, data protection) in a coherent framework and prevents silo formation.
• Multi-regulation readiness assessment: Conducting comprehensive assessments that evaluate readiness for multiple regulatory requirements simultaneously and identify synergies.