Banking Licence Governance & Organisational Structure: From KWG Section 25a to MaRisk AT 4
BaFin scrutinises your governance quality under KWG Section 25a and MaRisk AT 4 in detail during the licensing process — from the four-eyes principle to the Three Lines of Defence and Fit & Proper assessments. We develop an organisational structure that not only secures the licence but serves as a foundation for sustainable growth.
- ✓BaFin-compliant governance structures and organisational models
- ✓Efficient decision-making processes and clear responsibilities
- ✓Compliance-integrated organisational and process structure
- ✓Flexible structures for sustainable banking growth
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- Desired business outcomes and ROI
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Banking Licence Governance & Organisational Structure: Regulatory Requirements and Best Practices
Our Governance Expertise
- In-depth knowledge of BaFin governance requirements and MaRisk
- Proven governance models from successful licensing projects
- Practice-tested organisational structures for various bank types
- Comprehensive approach from strategy to operational implementation
Regulatory Focus
BaFin places particular emphasis on the quality of governance structures. Weaknesses in the organisational structure or unclear responsibilities can lead to the rejection of the licence application. Early and professional structure development is essential.
ADVISORI in Numbers
11+
Years of Experience
120+
Employees
520+
Projects
We develop your governance structures systematically and with a practical focus, based on proven frameworks and individual business requirements.
Our Approach:
Analysis of business strategy and regulatory requirements
Design of corporate governance and organisational structure
Development of policies, processes and control mechanisms
Implementation and testing of governance structures
Documentation and preparation for the BaFin review
"Together with our clients, we develop governance structures that fulfil all BaFin requirements while also serving as a stable foundation for a sustainably successful banking business. Our combination of deep regulatory expertise and practical implementation ensures that governance is designed not only to be rule-compliant, but also strategically effective."
Melanie Düring
Head of Risk Management
Our Services
We offer you tailored solutions for your digital transformation
Corporate Governance Design
We develop comprehensive governance frameworks that combine regulatory excellence with business efficiency.
- Board structures and committee organisation
- Management board organisation and responsibilities
- Control framework and monitoring systems
- Governance policies and procedural guidelines
Organisational Structure and Processes
Development of efficient organisational models with clear roles, responsibilities and optimised business processes.
- Organisational structure and functional distribution
- Process organisation and process maps
- Risk and compliance integration
- Reporting and information flows
Our Competencies
Choose the area that fits your requirements
ADVISORI helps assign management and oversight responsibilities within a planned institution. We organise role profiles, suitability documentation and board procedures for further specialist and supervisory assessment.
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Is your organization ready for the next step into the digital future? Contact us for a personal consultation.
Your strategic success starts here
Our clients trust our expertise in digital transformation, compliance, and risk management
Ready for the next step?
Schedule a strategic consultation with our experts now
30 Minutes • Non-binding • Immediately available
For optimal preparation of your strategy session:
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Strategic inquiries via email
Detailed Project Inquiry
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