A solid foundation for your bank licensing process

Banking License Pre-Study: Assess Feasibility Before You Invest

Before you embark on the complex BaFin application process under KWG §32, our structured pre-study determines whether your business model meets the regulatory requirements.

  • 01Comprehensive feasibility analysis for your banking business model
  • 02Detailed analysis of all regulatory requirements and hurdles
  • 03Strategic evaluation of various license options and alternatives
  • 04Risk assessment and cost-benefit analysis prior to application
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11+Years of experience
120+Employees
540+Projects
ISO 27001certified

Thorough Pre-Study for Your Banking License Application

A banking license pre-study saves time, costs, and risk: We analyse the feasibility of your banking venture, examine regulatory hurdles under KWG §32, and identify the optimal licensing path — whether full banking license, e-money institution, or banking-as-a-service. Our experience from over 50 licensing projects shows: 70% of all failed applications could have been prevented by a professional feasibility study.

We provide you with a comprehensive pre-study that analyzes all critical aspects of bank licensing. From fundamental feasibility and regulatory hurdles to strategic positioning, you receive a well-founded basis for decision-making.

2 service modules

Service scope

01

Feasibility Analysis and Business Model Assessment

We analyze the fundamental feasibility of your banking ambitions and assess the compatibility of your business model with regulatory requirements.

  • Business model analysis and market positioning
  • Regulatory compatibility review
  • Competitive analysis and market opportunity assessment
  • Technical and operational requirements analysis
02

Strategic License Options and Roadmap

We develop a tailored licensing strategy and a detailed roadmap for your path to a successful bank license.

  • Evaluation of various license types and alternatives
  • Risk-benefit analysis and investment planning
  • Strategic roadmap with milestones and timeline
  • Recommendations for next steps and resource planning

5 phases

Our Approach

We conduct a systematic and comprehensive analysis that examines all relevant dimensions of bank licensing and provides you with a clear basis for decision-making.

  1. Detailed analysis of your business model and target group

  2. Evaluation of various license options and regulatory pathways

  3. Gap analysis and identification of critical success factors

  4. Development of strategic recommendations and roadmap

  5. Presentation of results and next steps

Your contact

Melanie Düring

Head of Risk Management

+49 69 913 113-01 info@advisori.de
With well-founded pre-studies, we protect our clients from costly misjudgments. Through a comprehensive feasibility analysis, we not only show whether a project is viable, but also the most efficient path to a successful licensing outcome. This way, we create measurable added value from the very first project step.
ADVISORI expert opinion

Our Strengths

  • 01Comprehensive expertise across all banking license types and business models
  • 02Direct insight into the requirements and preferences of supervisory authorities
  • 03Proven analytical methods based on hundreds of licensing projects
  • 04Strategic advisory that goes beyond pure compliance review

Expert Tip

A thorough pre-study can not only prevent millions of euros in misallocated investments, but also identify the optimal licensing pathway. 70% of all successful bank licensing processes begin with a professional feasibility study.

Further reading

1 QUESTIONS, BRIEFLY ANSWERED

Frequently asked questions about Bank License Pre-Study

Why is a bank license pre-study for the C-suite not merely a due diligence exercise, but a strategic investment in market positioning?

For progressive C-level executives, a professional bank license pre-study represents far more than an obligatory preliminary review — it is a strategic instrument for market positioning and competitive intelligence. ADVISORI transforms the traditional feasibility study into a comprehensive strategy platform that provides your organization with decisive competitive advantages before you have even taken the first formal step toward licensing. Strategic dimensions of the pre-study: Market Intelligence and Competitive Landscape: Detailed analysis of the competitive landscape, identification of market gaps and strategic positioning opportunities that go beyond pure compliance requirements. Business Model Optimization: Precise calibration of your business model based on regulatory opportunities and constraints to ensure maximum market penetration and profitability. Regulatory Arbitrage Opportunities: Identification of regulatory advantages and permissible competitive edges that enable legal competitive advantages and generate cost savings. Investor and Partner Appeal: A professional pre-study signals due diligence excellence to investors and potential strategic partners, leading to better financing terms.