Banking Licence: Plan Capital Needs and Funding
ADVISORI makes capital needs, liquidity and funding steps traceable within a licensing project. We connect the assessed requirements with start-up costs, loss scenarios and explicit assumptions about the planned business.
- ✓Document the proposed authorisation and assessed capital requirements
- ✓Derive start-up costs and liquidity needs from the model
- ✓Record funding availability and conditions
- ✓Calculate adverse scenarios and funding gaps
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Banking Licence: Plan Capital Needs and Funding
Our Expertise
- Show capital and liquidity separately
- Record assumptions and calculations
- Distinguish commitments from funding assumptions
- Compare gaps and possible responses
Critical Success Factor
A planned funding round is not cash already available. Record the amount, timing, conditions and supporting evidence for each source separately from model assumptions.
ADVISORI in Numbers
11+
Years of Experience
120+
Employees
520+
Projects
Inputs include the financial model, cost estimates, investment plan and proposed funding sources. We distinguish existing commitments from financing that remains conditional. Scenarios can examine a delayed launch, lower revenue or higher operating costs. The result is a versioned capital and liquidity plan showing funding gaps, response triggers and responsible decision-makers. Overall market strategy remains part of the business plan.
Our Approach:
Document the proposed authorisation and assessed capital requirements
Derive start-up costs and liquidity needs from the model
Record funding availability and conditions
Calculate adverse scenarios and funding gaps
Agree decision points and plan updates
Melanie Düring
Head of Risk Management
Our Services
We offer you tailored solutions for your digital transformation
Capital and Liquidity Model
We connect business-model funding needs with the requirements assessed for the project.
- Show capital and liquidity separately
- Include start-up losses and investment needs
- Record assumptions and calculations
- Reconcile scenarios with the business plan
Funding Plan and Response Options
We show whether required and available funds align over time.
- Distinguish commitments from funding assumptions
- Record conditions and deadlines
- Compare gaps and possible responses
- Assign decision owners and update triggers
Our Competencies
Choose the area that fits your requirements
ADVISORI connects a banking proposition with traceable market assumptions, integrated forecasts and a practical operating model. The result supports decisions about the licensing project and further development of the business plan.
ADVISORI supports a decision on whether, and under which conditions, to pursue a banking licence project. We compare risks, commercial opportunities and alternatives using explicit assumptions.
Frequently Asked Questions about Banking Licence: Plan Capital Needs and Funding
How does capital planning differ from the overall business plan?
The business plan describes the proposition and its economic viability. Capital planning examines the funds needed at particular times under different assumptions. Available funding, conditions and remaining gaps are shown separately. Business-model changes need to flow into both plans. A model that balances is not evidence that external funding has actually been committed or made available.
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Your strategic success starts here
Our clients trust our expertise in digital transformation, compliance, and risk management
Ready for the next step?
Schedule a strategic consultation with our experts now
30 Minutes • Non-binding • Immediately available
For optimal preparation of your strategy session:
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